Strategic Report

Principal activities and business model

The principal activities of The Exeter are the provision of Income Protection (IP), Private Medical Insurance (PMI), and Life Insurance policies to its members. We also offer Health Cash Plans (HCP).

The Exeter’s insurance businesses consist of both general and long-term elements, the former represented by its books of PMI and HCP business and the latter through its IP and Life Insurance policies. All insurance policies are underwritten by The Exeter and sales of new policies are distributed primarily through financial advisers and broker networks.